The COVID-19 pandemic has thrown up plenty of uncertainties and questions for Aussies regarding existing health insurance policy holders’ entitlements. People are unsure of how their policy can benefit them if they were to contract the virus, or if they should now take out a new or improved of Health has clarified this matter by confirming that the private health insurance status of a patient who is affected by coronavirus will not determine their treatment. While public hospital treatment is free for anyone who holds a Medicare card, you can use your private health insurance in a public hospital. Normally, this means you can choose your own doctor and have a better chance of getting a private room.
Australian comparison companies such as Billy Sumo, are experiencing a surge in demand from Senior customers wanting to quickly compare their funds and ensure that they can take advantage of such benefits should this unfortunate situation arise. In addition to this, rather than go directly to the health retailer, by going through an Australian comparison company, seniors might also be able to save hundreds off the cost of your health insurance.
How to do it – It’s simple:
Take the measles awareness quiz – we will donate $1 on your behalf.
Which of these modes can spread measles infection from one person to another?
Why Should Seniors Care?
Australians seniors are generally more prone to age-related illnesses and injuries. If this is you, then senior health insurance might assist you in maintaining and improving your quality of life.
While Medicare can subsidise some of the medical cost for seniors’ health needs, private health insurance might considerably reduce out-of-pocket costs. For example, a Hospital policy to help cover treatments for heart disease, eye surgery and joint replacement. And an Extras policy to provide benefits toward remedial massage, occupational therapy, dental and palliative care.
Six thousand National Seniors Australia members recently completed a survey which revealed that older Australians need lower out-of-pocket fees for specialists, cost-effective private health cover premiums, and more funding from Medicare across more services, including public hospitals. “People on low and fixed incomes are particularly hard hit and are forced to put off medical treatment or cut their private health cover,” said Henschke, in a recent interview*. “Gap costs are a major contributor to rising out-of-pocket expenses”. It is therefore paramount that Australians know that they do have the option to potentially lower their health insurance costs, rather than become a victim of these rate increases.
Enter Billy Sumo. Billysumo.com.au launched in 2018 has disrupted the Health Insurance industry by offering transparency and the opportunity for older Australian customers to see how much they might be overpaying for their policy. This is done by offering consumers the ability to compare health insurance policies from the larger and the smaller retailers. By looking at both the rates and inclusions side by side, it’s quickly easy to see what the cheaper rates are available, as well as how much money you might be able to save immediately by switching to an improved provider.